Do You Need a CA for Income Tax Filing? Here's What You Should Know

Written by Karan Sharma September 11, 2025

Filing ITR this year? Know whether you really need a CA, which form to use, documents required, and how to avoid penalties.

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The deadline to file ITR for AY 2025–26 is 15th September 2025. Filing late can cost you penalties—avoid last-minute stress and file on time.

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If you're filing for the first time, you must register on the Income Tax e-filing portal. Only then can you log in and begin the return filing process.

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Choosing the right ITR form is critical. If your income is from salary and one house property, use ITR-1. If you have capital gains, freelancing, or multiple sources—go for ITR-2.

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Keep essential documents ready: Form 16, Form 26AS, AIS, PAN card, capital gains statement, and bank interest details. Even one missing document can hold up your filing.

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Check that the TDS details in Form 16 match Form 26AS. Mismatch? Get a revised Form 16 from your employer or rely on salary slips and bank records.

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If your income structure is simple, you can easily file the return yourself using the portal or app. No need for a CA.

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However, if you have income from stocks, multiple properties, or business, hiring a CA can help you optimize tax savings and avoid mistakes.

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Filing early also helps if you’re expecting a refund—the sooner you file, the faster your refund is processed by the department.

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Waiting until the last day is risky. System errors, login delays, or missing info can cost you time and money.

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Plan ahead, file early, and keep your documents in order. A timely and correct ITR filing builds your financial credibility and keeps you worry-free.

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