Golden Returns! Sovereign Gold Bond investors get 325% profit over eight years

The Sovereign Gold Bond (SGB) is a government scheme under which investors invest in bonds linked to the price of gold instead of purchasing gold directly. These bonds are issued for a period of eight years, but investors can opt for pre-redemption after five years.

Post Published By: Sona Saini
Updated : 23 October 2025, 3:47 PM IST
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New Delhi: The Reserve Bank of India (RBI) has announced the final redemption price of Sovereign Gold Bond (SGB) 2017-18 Series IV. The final redemption date for gold bonds issued under this scheme is October 23, 2025, when investors will be able to withdraw their full investment. This scheme has provided investors with a safe and profitable option for investing in gold, yielding returns of up to 325%.

What is Sovereign Gold Bond?

The Sovereign Gold Bond (SGB) is a government scheme under which investors invest in bonds linked to the price of gold instead of purchasing gold directly. These bonds are issued for a period of eight years, but investors can opt for pre-redemption after five years. Under this scheme, investors receive interest in addition to the price of gold, making it more beneficial than traditional gold purchases.

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Redemption Price and Return on Investment

The RBI stated that the redemption price of this series of bonds on October 23, 2025, will be ₹12,704 per unit. This price was determined based on the average gold price for the first three days of October 2025. This series was initially issued at approximately ₹2,971 per gram. This means that investors have received a return of approximately 325% over this eight-year period. This return is in addition to interest, indicating additional benefits for investors.

Premature Redemption Options

Investors in SGB bonds can hold the bonds for eight years, but after five years, they can pre-redeem their bonds if they wish. This facility helps investors access their investment funds quickly when needed. The RBI has made this process easy and convenient, ensuring investors have no hassles.

What To Do In Case Of An Investor's Death?

If an investor dies, their nominee has the right to receive the bond proceeds. The nominee can contact the relevant office and file a claim as per government regulations. If there is no nominee, the deceased's heirs can file a claim with relevant documents. This rule also applies to minor investors.

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Why Is SGB Special?

SGB is a government-guaranteed investment that provides interest along with the actual value of gold. It is easy to store, free from theft, and offers greater security and value than traditional gold. Investors can earn good profits by holding it for a long period and can even convert it into cash after five years if needed.

The Sovereign Gold Bond scheme offers investors the opportunity to make a safe and profitable investment in gold. With bumper returns of up to 325% and a government guarantee, this scheme has proven to be an excellent option for investors. Investors can earn significant financial benefits by investing in this scheme for a long period.

Location : 
  • New Delhi

Published : 
  • 23 October 2025, 3:47 PM IST