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In the first six months of this year, gold reached a new all-time high 26 times, compared to 40 times last year. Under such circumstances we are here to let you know that how you can invest in gold. There are several ways to invest in this asset.
Gold considered the safest option to invest
New Delhi: In the first half of 2025, we have seen a major surge in gold. Gold prices went up by about 26 percent, making it one of the best-performing assets in the world. In the first six months of this year, gold reached a new all-time high 26 times, compared to 40 times last year.
Under such circumstances we are here to let you know that how you can invest in gold. There are several ways to invest in this asset, lets know
The Reserve Bank of India (RBI) has issued a total of 67 SGB tranches since 2015, with about 14.7 crore units sold. These bonds are listed in the cash segment of BSE and NSE and can be traded. Retail investors can buy and sell these through their demat accounts.
SGB gives you the chance to invest in gold, however currently new bond issues are not issuing. These bonds have an 8-year term with a 5-year lock-in period. However, after the fifth, sixth, and seventh year, RBI offers the option to buy back the bonds.
If you want to sell your bond earlier, you can ask for redemption during the specified window through NSDL, CDSL, RBI Retail Direct, or other agencies.
Gold Mutual Funds are an open-ended way to invest in gold ETFs. Every gold mutual fund is managed by a fund manager who makes investment decisions based on market conditions and the fund's objectives.
The unit price of gold mutual funds is different from gold ETFs. These are based on Net Asset Value (NAV), which is announced at the end of each trading day. These funds are actively managed, so they might offer better returns over time compared to the price of physical gold.
Also, investing in gold mutual funds is simple, as you can do it through any mutual fund company. However, the cost is higher. The expense ratio for gold MFs is usually 1 to 2 percent, which is more than for gold ETFs.
In India, people have always preferred physical gold. It is a popular choice, but there are some challenges. The main issue is keeping it safe. From an investment point of view, it's a good option.
These funds are designed to track the actual gold price in the country. They are based on gold prices and invest in pure gold (bullion). Typically, one gold ETF unit is equal to one gram of gold, fully backed by high-purity physical gold. This investment method is useful for those who want to invest in gold digitally and securely without buying physical gold.
You can invest in digital gold through platforms like Paytm, PhonePe, and Google Pay. You can start with a small amount and, if you wish, get the real gold delivered later.
