Sona Saini
Build an emergency fund covering at least six months of expenses.
Diversify investments to balance risk and returns in volatile markets.
Review insurance policies and ensure adequate health coverage.
Control lifestyle inflation and track monthly spending closely.
Focus on long-term goals rather than short-term market movements.
Avoid unnecessary debt and clear high-interest loans first.
Invest regularly through SIPs to benefit from market fluctuations.
Keep upgrading financial knowledge to adapt to economic changes.